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<div class="htmleditor-text-wrapper " style="letter-spacing:0.0em;font-family:Lato, 'Myriad Pro', 'Trebuchet MS', Ubuntu, sans-serif;font-weight:400;font-style:normal;"><font color="#cc0000" style="font-style: normal; font-weight: 400; font-size: 16px;" class="module-font-34">Triangle Rewards™ Program&nbsp;</font><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);">This page sets out important information about the Triangle Rewards program (the Program) – the program that rewards you with electronic Canadian Tire Money when you shop at participating Canadian Tire® stores, on-line at <a href="canadiantire.ca" style="font-weight: 400;">canadiantire.ca</a> and at Canadian Tire gas bars. The Program is made available by Canadian Tire Corporation, Limited (referred to as <b>Canadian Tire</b> or we) on the following terms and conditions.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Participating in the Program</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">In order to collect and redeem electronic Canadian Tire Money (eCTM®), you must become a member (a </span><b>Member</b>). Membership is open to you if you are an individual, you reside in Canada and you are of the age of majority in the province in which you reside.&nbsp;</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">You can become a Member by (i) completing the registration process online at canadiantire.ca (the </span><b>Program Website</b>) or (ii) by downloading the Program application to your mobile phone or device (the <b>Program App</b>) which you can receive information on by calling Program customer service at 1-800-226-8473 or by visiting the Program Website, or (iii) by applying for a credit card issued by Canadian Tire Bank that is designated as being linked to the Program (a Program Payment Card), or (iv) by calling customer service at 1-800-226-8473 after you have picked up a Triangle Rewards Card in store.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">If you apply for a Program Credit Card and are not approved you will still become a Member of the Triangle Rewards Program if</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">you provided all of the necessary information unless, at time of application for the Program Credit Card, you were advised that</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">you would have to enroll separately in the Triangle Rewards Program in the event your credit card application was declined or</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">unless we otherwise notify you in writing.&nbsp;</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Triangle Rewards Cards</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">Each Member may receive a Triangle Rewards Program card (a </span><b>Triangle Rewards Card</b>) that is linked to a Triangle Rewards Account. Your eCTM will be stored in that account. If you do not receive a <b>Triangle Rewards Card</b> you will need to use a <b>Cardless Method</b> (see below) when you collect or redeem eCTM.&nbsp;</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Any Program Credit Cards that are issued to a Member will also be linked to that Member’s Triangle Rewards Account. If a Member has multiple Program Credit Cards they cannot be linked to the same Triangle Rewards Account.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">A Member can request the issuance of additional Triangle Rewards Cards that have the same account number as that Member’s Triangle Rewards Account.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Collecting electronic Canadian Tire Money</b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">eCTM can be collected when you purchase </span><b>Eligible Merchandise</b> (see below) at participating Canadian Tire stores or on-line at <a href="canadiantire.ca">canadiantire.ca</a> (or such other web site as may be designated by Canadian Tire from time to time). eCTM is calculated on the pretax, purchase amount (or eligible portion thereof) and is rounded to the nearest cent. To collect eCTM you must present a Triangle Rewards Card (or use a<b> Cardless Method</b> described below). You can also collect eCTM on that portion of a purchase charged to a Program Credit Card. The Program Credit Card must be linked to a Triangle Rewards Account at the time the purchase is made in order to collect eCTM.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">eCTM can also be collected when you purchase fuel (gasoline or diesel) at participating Canadian Tire gas bars and present</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">a Triangle Rewards Card (or use a Cardless Method described below) and use a qualifying form of tender or if you pay for the purchase with a Program Credit Card. The amount of eCTM collected on fuel purchases depends on the number of litres</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">purchased. A minimum fuel purchase may be required before eCTM can be collected. The rate of collection may vary from time to time and by location and by type of tender used for payment so check at your local Canadian Tire gas bar. eCTM can only be collected at Canadian Tire gas bars on fuel purchases.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">You can also collect eCTM on purchases that you make at other merchants that are charged to a Program Credit Card. eCTM that</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">you collect at other merchants will also be rounded to the nearest cent.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">without notice. In addition, you may collect eCTM at a different rate if you pay with a Program Credit Card than you would if you</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">use a Triangle Rewards Card (or </span><b>Cardless Method</b>). Please call 1-800-226-8473 for current rates.&nbsp;</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a </span><b>Cardless Method</b>).</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Purchases made in a foreign currency with a Program Credit Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">eCTM can only be collected on one Triangle Rewards Account for each purchase transaction. If you use a Triangle Rewards Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. When shopping online at <a href="canadiantire.ca">canadiantire.ca</a> (or other website as designated by Canadian Tire), you must enter your Triangle Rewards Account number at check out to collect eCTM.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Members are also eligible to collect bonus eCTM, or to collect eCTM at a promotional rate offered from time to time on the</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">purchase of select items, upon the occurrence of certain events or as part of a promotion or offer, but unless otherwise indicated, bonus eCTM or eCTM awarded at a promotional rate is awarded only once for a transaction.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">You cannot use a Triangle Rewards Card (or Cardless Method) together with a Program Credit Card. If you charge a purchase to a Program Credit Card, you will only earn eCTM at the applicable Program Credit Card rate then in effect, even if you also present</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">your Triangle Rewards Card (or Cardless Method). However, if you redeem eCTM to pay for part of a transaction and pay for the balance of the transaction with a Program Credit Card that is linked to a different Triangle Rewards Account than the account from which the redemption is occurring, all eCTM collected in respect of that transaction will be credited to the Triangle Rewards Account from which redemption is occurring.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">You will not be able to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM. However, we may, from time to time and at our discretion, have special offers or promotions that would allow you to collect eCTM on that portion of a transaction in respect of which you redeemed eCTM.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">If you use more than one Program Credit Card to make a purchase (e.g. split the cost between two or more cards), all eCTM collected on that purchase will be credited only to the Triangle Rewards Account linked to the first Program Credit Card that is presented.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">If you make payment using a Program Credit Card in combination with some other form of tender, only that portion of the purchase charged to the Program Credit Card will earn eCTM at the then applicable Program Credit Card rate. That portion of the purchases made with the other form of tender may be eligible to earn eCTM at a different rate.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Delays may occur in recording eCTM to a Triangle Rewards Account. You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>If you are the holder of a Program Credit Card and you fail to keep your credit card account in good standing, any eCTM that you might have collected as a result of transactions with that Program Credit Card, may, in Canadian Tire’s sole discretion, be cancelled.</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Eligible Merchandise</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is Eligible Merchandise <u>except the following</u>: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), interstore sales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance®memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Credit Card, payments made to a Program Credit Card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion. In addition, individual Canadian Tire stores may exclude additional items sold in that store from being Eligible Merchandise. We reserve the right, at any time without notice, to change what constitutes Eligible Merchandise.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Redeeming electronic Canadian Tire Money</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">eCTM can only be redeemed for merchandise (including applicable taxes) at participating Canadian Tire stores or at other locations designated by Canadian Tire.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">eCTM cannot be redeemed for alcohol, tobacco, gift cards, prepaid cards, other stored value cards or products, items that we designate on the Program Website and those items which the law does not permit to be purchased this way, or used to make a payment on any Canadian Tire Bank issued credit cards or on loans or for financial or insurance products.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">To redeem your eCTM you must present your Triangle Rewards Card (or Cardless Method) or Program Credit Card to the cashier with your purchase. Please note that in some Canadian Tire stores it may not be possible to simply provide your phone number when redeeming eCTM; presentation of your Triangle Rewards Card or Program Credit Card or scanning of the Program App may be required instead. eCTM can be used in combination with paper Canadian Tire Money and/or in combination with any other form of tender.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">eCTM collected on a purchase transaction cannot be redeemed on the same transaction.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">You may not redeem eCTM from more than one Triangle Rewards Account for the same transaction.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">You must have enrolled in the Program, or have activated your Program Credit Card, in order to redeem eCTM.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>What Happens When an Item is Returned?</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">If you return an item for a refund and had received eCTM when you purchased such item, such amount of eCTM will be deducted from your Triangle Rewards Account.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Merchandise that was purchased either in whole or in part by redeeming eCTM may not be returned for cash, rather, the connected Triangle Rewards Account will be credited with the same amount of eCTM used to make the original purchase.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Expiration of Electronic Canadian Tire Money</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">We may expire the eCTM in your Triangle Rewards Account in the event that there has been a period of inactivity of 18 months or more. For the purposes of this section, “inactivity” means that there has been neither a transaction in which you have collected eCTM, nor a transaction in which you have redeemed eCTM during the period in question.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Termination of Membership and Cancellation of the Program</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Membership may be terminated by Canadian Tire if any of the following events occur: (A) the Member has failed to comply with any of these terms and conditions, or Canadian Tire determines that the Member has abused the Program or has made any misrepresentation or false statement to Canadian Tire; (B) the Member dies; (C) the Member becomes bankrupt or insolvent or any bankruptcy or insolvency proceedings are commenced by or against the Member, (D) the Member is charged with a “designated offence” (as defined in the Criminal Code (Canada)), (E) the Member’s Program Payment Card is terminated by Canadian Tire Bank, or (F) Canadian Tire suspects the Member of any fraudulent activity in connection with the Program or the use of a Program Payment Card.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">A Member may choose to cancel his or her membership by written notice sent to the address below or by calling Program customer service.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><u>Termination or cancellation of membership in the Program will result in the immediate closing of the Member’s Triangle Rewards Account and the cancellation of all eCTM in such Triangle Rewards Account without any compensation or other liability to the Member. Termination of a Member’s Triangle Rewards Account will also result in the Member no longer being able to use a Program Payment Card linked to the Program.</u></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Canadian Tire may, in its sole discretion and at any time without prior notice either (i) cancel the Program or (ii) except if you are a Member residing in Quebec, Ontario or such other province where prohibited by law, establish a date upon which eCTM will expire and may no longer be used.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Merging Triangle Rewards Accounts</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">At Canadian Tire’s discretion, Members may be able to merge their Triangle Rewards Accounts into a single account. That merged account will bear the Triangle Rewards Account number of one of the accounts being merged and one Member will be designated as the holder of that account with full power and authority to deal with the account, including closing it, and will become the “Member” hereunder. All Members wishing to merge their Triangle Rewards Accounts will need to consent to the merger and agree on which account number will be designated as the number for the newly merged Triangle Rewards Account and who the accountholder will be. All remaining Triangle Rewards Account numbers will be cancelled and the persons who are not designated as the accountholder will no longer be Members in the Program.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Donating electronic Canadian Tire Money</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Members may be able to donate their eCTM to select charities or community groups. Please visit the Program Website for details about donating eCTM.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Lost or Stolen Triangle Rewards Cards</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">If a Triangle Rewards Card is lost, stolen or destroyed, Canadian Tire will issue a new card on presentation of proper identification, and the balance in the Member’s Triangle Rewards Account will be transferred to a new Triangle Rewards Account.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Canadian Tire assumes no responsibility if eCTM has been used by anyone who presents a lost or stolen Triangle Rewards Card, Cardless Method or Program Payment Card before Canadian Tire is notified of such loss or theft.</div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b><br></b></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>Partner Locations</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">We may, from time to time, designate certain other merchants as locations at which you can collect or redeem eCTM (a Partner). The names of Partners, the rates at which eCTM can be collected and redeemed and any items that will not be considered eligible for collecting eCTM or in respect of which you will not be able to redeem eCTM will be designated by us and will be posted on the</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Program Website and may be amended by us from time to time. eCTM that you collect at a Partner may not be recorded, or, if recorded, may be cancelled or may not be redeemed by us if that Partner does not provide all necessary information to us, if we cannot confirm that the eCTM was properly collected, or if that Partner is in default under its agreement with us respecting the eCTM. If you redeem eCTM at a Partner we are not responsible for any loss, damage, injury, death or expense as a result of any item or service you acquired at such Partner.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>General</b></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">e-CTM is not exchangeable and cannot be redeemed for cash or made subject to any security interest. eCTM cannot be transferred from a Member to any other Member or other person without the consent of Canadian Tire.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">These terms and conditions, as amended by Canadian Tire from time to time, constitute the entire agreement between the Member and Canadian Tir e with respect to eCTM.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">On occasion, Canadian Tire, our various businesses within the Canadian Tire family of companies and any Partners may communicate special offers, information and services to Members by email, text message (standard text messaging and data rates may apply) or other communication preferences selected by you using the contact information you have provided. Any Member who does not wish to receive these offers may so indicate on the Program Website or by calling Program customer service at 1-800-226-8473. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational messages.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Any waiver by Canadian Tire of any of these terms and conditions at any time does not mean that Canadian Tire cannot rely on these terms and conditions at any subsequent time. No delay or omission by Canadian Tire in exercising any right or remedy hereunder shall operate as waiver thereof or of any other right or remedy.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">All Triangle Rewards Cards remain the sole property of Canadian Tire and, if requested by Canadian Tire, must be returned to Canadian Tire upon the cancellation of a Member’s membership in the Program.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">The Member is responsible for informing Canadian Tire of any change to his or her personal information (e.g. name, address, email, etc.), by visiting the Program Website or by calling Program customer service. Canadian Tire reserves the right to terminate a Member’s participation in the Program or to block a Member’s ability to use the Member’s eCTM if Canadian Tire has inaccurate or incomplete information respecting the Member.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Enrolment in the Program constitutes acceptance of these terms and conditions and each applicant for membership in the Program consents to the collection and use of personal information in accordance with the Canadian Tire Privacy Charter, as amended from time to time. If any provision of these terms and conditions is invalid or unenforceable, such provision will not affect the validity and enforceability of any of the remaining terms and conditions. Participants are responsible for any taxes, duties or other charges associated with their participation in the Program.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Any written notice to Canadian Tire may be sent by ordinary mail to:</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Triangle Rewards Program</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">PO BOX 2000, Station Main</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Welland, ON</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">L3B 5S3</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">We may cancel any eCTM that has not been properly issued or that we believe has been issued due to fraudulent conduct or conduct that is inconsistent with these terms and conditions or the spirit of the Program.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-size: 12px; color: rgb(0, 0, 0);"><b style=""><i>For Members resident outside of Quebec only</i></b><span style="font-style: normal; font-weight: 400;">: Canadian Tire may amend these terms and conditions at any time without notice. The version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.</span></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">These terms and conditions are governed by the laws of Ontario and the federal laws of Canada applicable in Ontario.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-size: 12px; color: rgb(0, 0, 0);"><b style=""><i>For Members resident in Quebec only</i></b><span style="font-style: normal; font-weight: 400;">: Canadian Tire may unilaterally amend any of these terms and conditions and, subject to the following paragraph, the version of the terms and conditions that is posted from time to time on the Program Website will govern the Program.</span></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">You will be provided with written notice of any amendment to these terms and conditions (setting out the new clause only or the amended clause and how it read formerly and the date that the amendment will take effect) at least 60 days, but not more than 90 days, before it is to take effect. Upon receipt of the notice, you may choose to reject the amendment and rescind these terms and conditions.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">These terms and conditions are governed by the laws of Quebec and the federal laws of Canada applicable in Quebec. It is your express wish that these Program terms and conditions be written in the English language. C’est à votre demande expresse que les modalités du Programme sont rédigées en anglais.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">________________________________________________________________________________</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">PRIVACY</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">Canadian Tire is committed to protecting the privacy and security of your personal information. All Canadian Tire companies have adopted the Canadian Tire Privacy Charter (<a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a>). A list of frequently asked privacy questions (<a href="https://triangle.canadiantire.ca/en/faq.html">FAQs</a>) is available to provide you with examples and instances of how your personal information may be collected, used and disclosed. Our policies and practices have been designed to comply with the Personal Information Protection and Electronic Documents Act and provincial private sector privacy acts. Our <a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a> may be amended from time to time. A copy of the most current version of our Privacy Charter and our <a href="https://triangle.canadiantire.ca/en/faq.html">FAQs </a>can be obtained online at triangle.com or by calling 1-800-226-8473.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><span style="font-weight: 400;">The <a href="https://triangle.canadiantire.ca/en/customer-service.html">Privacy Charter</a> describes how we collect, use and disclose personal information in order to: (i) process and administer your payment for the purchase of products or services, if you purchase online or use a debit or credit card for the purchase in one of our stores; (ii) process your application for a product, provide a service or administer the Canadian Tire loyalty reward program or other loyalty or preferred customer programs that may exist from time to time (each a "</span><b>Loyalty Program</b>"); (iii) better understand your needs and offer you relevant information, products, services, rewards and programs, including sending you (and others on your behalf) communications by way of postal mail, email, facsimile, telephone, text message or other type of electronic message; (iv) determine your interest and eligibility for, and where appropriate provide you with, products, services, rewards and programs; (v) track and analyze your purchases, other transactions, shopping patterns, account activity, and payment history for marketing analysis purposes or tailoring promotional offers to you; (vi) track and analyze website use to provide a better customer experience such as customized offers and advertisements; (vii) verify your identity and protect against error and fraud; (viii) manage and assess our risk; (ix) assess and update your credit worthiness on an ongoing basis; (x) conduct research and analysis (de-identified to the extent possible); (xi) process, service, analyze and audit your relationship with us, including collecting any money you owe us; (xii) comply with applicable legal, regulatory and self-regulatory requirements; (xiii) respond to your questions, comments or requests to customer service; and (xiv) achieve other purposes as may, from time to time, be permitted by law.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">We may provide your personal information to Canadian Tir e affiliates or to other third party Marketing Partners, including under a Loyalty Program, so that they can notify you directly of products, services, rewards and special offers that may be of interest to you. These notices may be given to you by postal mail, e-mail, facsimile, telephone, text message or other form of electronic messaging using the contact information that you provide to us.</div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-size: 12px; color: rgb(0, 0, 0);"><b>By providing your information to Canadian Tire, you consent to Canadian Tire using your personal information for the uses described above.</b><span style="font-weight: 400;"> Withdrawal of consent to collect, use and disclose your personal information may restrict our ability to provide you with some products and services, such as the privileges and opportunities of being a member of the Loyalty Program. You may always withdraw or refuse your consent by clicking on the unsubscribe link in our email communications or by contacting us at 1-800-226-8473. Your request will be promptly processed but may not be in time to remove you from promotions already in progress. Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational emails.</span></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);"><br></div><div style="font-style: normal; font-weight: 400; font-size: 12px; color: rgb(0, 0, 0);">We do not sell or rent personal information. We may transfer your personal information to entities outside Canadian Tire, such as our vendors, suppliers and agents who assist us in serving you ("Service Provider"). Our Service Providers may be located in or outside of Canada and may be required to disclose your information under the laws of their jurisdiction. For complete details as to how we collect, use and disclose your personal information, please see our<a href="https://triangle.canadiantire.ca/en/customer-service.html"> Privacy Charter</a> and <a href="https://triangle.canadiantire.ca/en/faq.html">FAQs</a>.</div></div>
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Financing

​With a Triangle credit card, enjoy big purchases
sooner with
0%-interest financing*.



Financing

​With a Triangle credit card, enjoy big purchases sooner with 0%-interest financing*.
Turn big purchases into small payments. 
Our financing program has changed to make it even easier for you to get the products you need. 

Finance your purchase through Canadian Tire Bank® with no fee, no interest*. Shop at any of our participating retailers and you can get 24 equal monthly payments when you spend $150 or more.
How Equal Payment Plans Work
The total amount of your purchase is subtracted from your available credit on your card.
The total purchase amount is separated into equal monthly payments.
As long as you pay your Minimum Due on your monthly statement in full by the statement date, you'll enjoy NO FEE and NO INTEREST*.
Here's what your monthly payment might look like:
How do I take advantage of this offer?
In Store
Spend $150 or more on qualifying in- store purchases on your Triangle™ Mastercard®, Triangle™ World Mastercard® or Triangle™ World Elite Mastercard®, and ask the cashier for financing.
Online
Spend $150 or more on qualifying online purchases on your Triangle™ Mastercard®, Triangle™ World Mastercard® or Triangle™ World Elite Mastercard®, and select the Equal Payments option on the checkout page.

Don't have a card?
Applyƒ now and take advantage of this offer today!
Triangle™ Mastercard®
Up your rewards game and start earning
Canadian Tire Money faster.
LEARN MORE >
APPLY NOW

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© 2020 Copyright Canadian Tire Corporation. All Rights Reserved
Privacy Triangle Terms & Conditions Site Terms of Use Site Map
Essential Accessibility

†The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Not all items sold at Canadian Tire, Sport Chek, Atmosphere, Mark’s/L’Equipeur, Party City, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts are eligible to earn CT Money or to be redeemed for. Available in-store only at Sports Experts, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Sport Chek, Atmosphere, Mark’s and Sports Experts.

▲1.5% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After than, your earn rate will be 0.5%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 – December 31, 2020.

1 CT Money is collected on the number of whole litres of fuel purchased when you show your Triangle card, mobile App or key fob and pay with cash or debit. Rate subject to change and could vary by location, see local gas bar for details. Not all Gas+ locations have premium fuel. Must go inside kiosk to collect rewards with App or key fob.

2 3% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Walmart Superstore and Costco. After that, your earn rate will be 1%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 - December 31.

3 Benefit must be activated. Roadside Assistance is brought to you by Canadian Tire Services Limited. Visit here for details.

4 Certain merchants may have established a maximum dollar limit for a single transaction. For example, the limit at Canadian Tire stores is $100.

5 Concierge Services are services only, not insurance benefits. These services are provided by Assurant Services Canada Inc. (ASCI). Details are provided in the Statement of Services included in the Triangle World Elite Mastercard welcome kit.

6 Purchase Security, Extended Warranty and Car Rental Collision/Loss Damage Waiver Insurance are insurance coverages underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy CTB0418, issued by ABIC to Canadian Tire Bank. Details of the coverage, including definitions, benefits, limitations and exclusions, are outlined in the Certificate of Insurance included in the Triangle World Elite Mastercard welcome kit. ABIC, ASCI, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®.

7 Rewards balance is as of the last time you signed in or refreshed this page.

◊ In the form of electronic Canadian Tire Money® (CT MoneyTM). Terms and conditions apply to collecting and redeeming. Visit ctfs.com/ctm for more information. 3% earn rate applies to the first $12,000 in annual grocery spend. Applies to purchases made at stores with Mastercard merchant code 5411. For examples of qualifying grocery merchants, visit ctfs.com/merchants

‡ Your Membership begins twenty-four (24) hours after plan activation and is valid unless the Membership is cancelled in accordance with these Terms and Conditions.

ƒ Information for the Triangle™ Mastercard® and Triangle™ World Elite Mastercard®:

Annual Interest Rate(s): All charges to your account (excluding cash transactions and related fees) — 19.99%

Cash transactions (for example: cash advances, balance transfers, convenience cheques, money transfers, purchase of travellers cheques and gambling transactions) and related fees — 21.99% (if you reside in Quebec) or 22.99% (if you reside outside Quebec).

For the Triangle Mastercard only: If you are not approved for a card at the above rates, Canadian Tire Bank may still issue you a card at the following annual interest rates: (i) if you are a resident of Quebec, 21.99% for all charges; or (ii) if you reside outside of Quebec, 25.99% for all charges (excluding cash transactions and related fees) and 27.99% for cash transactions and related fees.

Foreign Exchange Conversion: All transactions made in a foreign currency will be converted to Canadian currency at the then current Mastercard conversion rate plus 2.5% (for charges to your account) or minus 2.5% (for credits to your account) when the transaction is posted to your account.

Annual Fee: None

Other Fees:

Cash Advance Fee: $4 - Charged when the transaction is posted to your account.

NSF/Dishounoured Payment Fee: $25 - Charged if a payment you make is dishonoured.

Charges for Copies: $2 — Charged when you request a copy of a statement.

Credit Balance Fee: The lesser of $10 or the amount of your credit balance. - Charged on the last day of a billing period when there is a credit balance on the account and the account has been inactive for the previous 12 billing periods.

* Financing available is “Equal payments, no interest” for 24 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $150 (unless otherwise stated) or more (Gift Cards excluded) made with your Triangle credit card at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey and participating Sports Experts. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and the Triangle World Elite Mastercard is 21.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and the Triangle World Elite Mastercard do not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:

If your average balance is:           $100      $500      $1000   $2000

Total monthly credit charges will be:       $1.64    $8.22    $16.43  $32.86

° The Triangle Rewards Program is owned and operated by Canadian Tire Corporation. Terms and conditions apply visit triangle.com for details.

The Triangle Mastercard and Triangle World Elite Mastercard are issued by Canadian Tire Bank.

Android is a trademark of Google Inc.

Google Play is a trademark of Google Inc.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Watch is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

®/TM Unless otherwise noted, all trademarks are owned by Canadian Tire Corporation, Limited and are used under licence.

®/TM Mark’s and L'Equipeur are registered trademarks of Mark’s Work Wearhouse Ltd, used under licence.

®/TM Sport Chek and Atmosphere are registered trademarks of FGL Sports Ltd.

®/TM Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

® Assurant is a registered trademark of Assurant, Inc.

HUSKY, Husky House, myHusky.ca, myHusky Rewards are trade-marks owned or used under licence by Husky Oil Marketing Company, a Division of Husky Oil Operations Limited.

*BONUS OFFER EXPIRES: within 30 days of approval of the Triangle credit card. The Triangle credit cards are issued by Canadian Tire Bank. The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Terms and conditions apply to collecting and redeeming. Visit triangle.com for more information. This offer applies on approval for the Triangle Mastercard or Triangle World Elite Mastercard. Not valid in conjunction with any other coupon, offer, discount or previous purchases excluding the Canadian Tire Bank 4% everyday offer.11% Bonus Canadian Tire Money will be added to your Triangle Rewards account when the Triangle Mastercard or Triangle World Elite Mastercard is activated and a purchase is made at a Canadian Tire, Sport Chek, Atmosphere, Mark's, L'Equipeur, Sports Rousseau, Hockey Experts, L'Entrepot du Hockey or participating Sports Experts stores before the offer expiry date. Purchases at Canadian Tire gas bars are not eligible for this offer. Bonus Canadian Tire Money can be redeemed on any eligible future purchases provided your account is in good standing. Valid in-store only. CT Money is collected on the pre-tax amount of the purchase.  The 11% CT Money bonus will appear on your Triangle Rewards account within 5 days.